/* ---------------------------------------
   Design tokens
--------------------------------------- */
:root {
  --navy: #101B30;
  --navy-secondary: #0B2A50;
  --blue: #054493;
  --blue-hover: #033569;
  --gold: #FEC015;
  --text-body: #16233A;
  --text-muted: #5B6472;
  --text-muted-2: #4C5568;
  --text-muted-on-navy: #A9B2C4;
  --text-muted-on-navy-2: #C7CEDB;
  --bg-cream: #F7F5F0;
  --bg-section: #EEEAE0;
  --card-border: #E3E0D8;
  --input-border: #D6D2C6;
  --white: #FFFFFF;

  --max-width: 1180px;
  --pad-h: clamp(20px, 4vw, 32px);
  --pad-v: clamp(56px, 7vw, 96px);

  --font-serif: 'Libre Caslon Text', serif;
  --font-sans: 'Work Sans', sans-serif;
}

/* ---------------------------------------
   Reset / base
--------------------------------------- */
* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--bg-cream);
  color: var(--text-body);
  font-family: var(--font-sans);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
}

/* Any element hidden via the HTML `hidden` attribute must actually disappear —
   without this, an author rule that sets `display` on the same element (e.g.
   .quote-options { display: grid }) silently wins over the browser's default
   [hidden] { display: none }, since author styles always beat user-agent
   styles at equal specificity. Toggle visibility with el.hidden, never with
   inline style.display, and this rule guarantees it actually hides. */
[hidden] {
  display: none !important;
}

a {
  color: var(--blue);
}

a:hover {
  color: var(--blue-hover);
}

/* Backup for the format-detection meta tag: if a mobile browser still
   auto-links a digit string (e.g. the NPN number) as tel:, don't let it pick
   up the site's blue link color — keep it looking like the surrounding text. */
a[href^="tel:"] {
  color: inherit;
  text-decoration: inherit;
}

input::placeholder {
  color: #9AA1AC;
}

.serif {
  font-family: var(--font-serif);
  font-weight: 400;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--blue);
  color: var(--white);
  padding: 12px 20px;
  z-index: 100;
}

.skip-link:focus {
  left: 0;
}

.wrap {
  max-width: var(--max-width);
  margin: 0 auto;
  padding-left: var(--pad-h);
  padding-right: var(--pad-h);
}

.eyebrow {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--blue);
  margin: 0 0 18px;
}

.eyebrow-gold {
  color: var(--gold);
}

.section-heading {
  font-size: clamp(26px, 3vw, 36px);
  font-weight: 400;
  margin: 0 0 12px;
  color: var(--navy);
  max-width: 26ch;
  /* Keeps a single word from orphaning onto its own line. */
  text-wrap: balance;
}

.section-sub {
  color: var(--text-muted);
  font-size: 16px;
  margin: 0 0 40px;
  max-width: 60ch;
}

/* ---------------------------------------
   Buttons
--------------------------------------- */
.btn {
  display: inline-block;
  text-decoration: none;
  border-radius: 4px;
  font-size: 16px;
  font-weight: 600;
  padding: 15px 26px;
  border: none;
  cursor: pointer;
  font-family: var(--font-sans);
  text-align: center;
}

.btn-primary {
  background: var(--blue);
  color: var(--white);
}

.btn-primary:hover {
  background: var(--blue-hover);
  color: var(--white);
}

.btn-sm {
  padding: 10px 20px;
  font-size: 15px;
}

.btn-outline-dark {
  background: transparent;
  color: var(--navy);
  border: 1.5px solid var(--navy);
}

.btn-outline-dark:hover {
  color: var(--blue-hover);
  border-color: var(--blue-hover);
}

.btn-gold {
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
}

.btn-gold:hover {
  background: #e6ac00;
  color: var(--navy);
}

/* ---------------------------------------
   Header
--------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(247, 245, 240, 0.94);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--card-border);
}

.header-inner {
  padding-top: clamp(10px, 1.6vw, 14px);
  padding-bottom: clamp(10px, 1.6vw, 14px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.brand {
  display: flex;
  align-items: center;
  gap: 14px;
}

.brand-logo {
  height: 56px;
  width: auto;
  display: block;
}

.brand-tagline {
  font-size: 12px;
  color: var(--text-muted);
  border-left: 1px solid var(--input-border);
  padding-left: 14px;
  line-height: 1.3;
  max-width: 18ch;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: clamp(16px, 3vw, 28px);
  flex-wrap: wrap;
}

.site-nav a {
  text-decoration: none;
  color: var(--text-body);
  font-size: 15px;
  font-weight: 500;
}

.site-nav a.btn {
  color: var(--white);
}

/* ---------------------------------------
   Hero
--------------------------------------- */
.hero {
  padding-top: clamp(48px, 8vw, 96px);
  padding-bottom: clamp(40px, 6vw, 64px);
}

/* Single column, reading across. Each element carries its own measure so the
   lines stay readable at full width rather than being capped by a column. */
.hero h1 {
  font-family: var(--font-serif);
  font-size: clamp(34px, 5.2vw, 60px);
  line-height: 1.1;
  margin: 0 0 24px;
  font-weight: 400;
  color: var(--navy);
  max-width: 26ch;
  text-wrap: balance;
}

.hero-sub {
  font-size: clamp(16px, 1.6vw, 20px);
  color: var(--text-muted-2);
  margin: 0 0 36px;
  max-width: 58ch;
}

.hero-ctas {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* ---------------------------------------
   Trust strip
--------------------------------------- */
.trust-strip {
  background: var(--navy-secondary);
  color: #F1F4F9;
}

.trust-strip-inner {
  padding-top: 20px;
  padding-bottom: 20px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px 32px;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 500;
  text-align: center;
}

.trust-strip .dot {
  color: var(--gold);
}

/* ---------------------------------------
   Team
--------------------------------------- */
.team {
  padding-top: var(--pad-v);
  padding-bottom: var(--pad-v);
}

.team-inner {
  display: grid;
  grid-template-columns: minmax(300px, 1.15fr) minmax(260px, 0.85fr);
  gap: clamp(32px, 5vw, 64px);
  align-items: center;
}

.team-inner h2 {
  font-size: clamp(26px, 3vw, 34px);
  margin: 0 0 8px;
  color: var(--navy);
}

/* Shape from aspect-ratio, not a fixed height — see the note in DEPLOY.md
   about why a fixed height plus width:100% letterboxes on stack. */
.team-graphic {
  width: 100%;
  aspect-ratio: 1 / 1;
  border-radius: 10px;
  overflow: hidden;
  position: relative;
  background: var(--navy);
}

.team-graphic svg {
  width: 100%;
  height: 100%;
  display: block;
}

.team-bio {
  font-size: clamp(15px, 1.4vw, 17px);
  color: var(--text-muted-2);
  margin: 0 0 20px;
  max-width: 60ch;
}

.credential-line {
  font-size: 14px;
  color: var(--text-muted);
  margin: 0;
  font-weight: 500;
}

/* ---------------------------------------
   Problem section
--------------------------------------- */
.problems {
  padding-top: var(--pad-v);
  padding-bottom: var(--pad-v);
}

/* No subhead between the heading and the grid here — it moved below (see
   .problems-sub) — so the heading needs its own spacing to the grid instead
   of relying on the subhead's margin the way other sections do. */
.problems .section-heading {
  margin-bottom: 32px;
}

.problem-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
}

/* Overrides .section-sub's default bottom margin, since this instance sits
   after the grid instead of before it. */
.problems-sub {
  margin: 28px 0 0;
}

.card {
  background: var(--white);
  border: 1px solid var(--card-border);
  border-radius: 8px;
  padding: 26px;
}

.card h3 {
  font-size: 18px;
  font-weight: 600;
  margin: 0 0 10px;
  color: var(--navy);
}

.card p {
  color: var(--text-muted);
  font-size: 15px;
  margin: 0;
}

/* ---------------------------------------
   Wedge / segment section
--------------------------------------- */
.wedge {
  background: var(--navy);
  color: #F1F4F9;
}

.wedge-grid {
  padding-top: var(--pad-v);
  padding-bottom: var(--pad-v);
  display: grid;
  grid-template-columns: minmax(280px, 1fr) minmax(260px, 0.9fr);
  gap: clamp(32px, 5vw, 56px);
  align-items: center;
}

.wedge-grid h2 {
  margin: 0 0 18px;
}

.wedge-sub {
  font-size: 16px;
  color: var(--text-muted-on-navy-2);
  margin: 0 0 28px;
  max-width: 55ch;
}

.wedge-subcards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px;
  margin-bottom: 30px;
}

.wedge-subcard {
  border: 1px solid #2A3A57;
  border-radius: 8px;
  padding: 20px;
}

.wedge-subcard h3 {
  font-size: 16px;
  font-weight: 600;
  margin: 0 0 8px;
}

.wedge-subcard p {
  font-size: 14px;
  color: var(--text-muted-on-navy);
  margin: 0;
}

.wedge-cta {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
}

.wedge-cta-note {
  font-size: 13px;
  color: var(--text-muted-on-navy);
  margin: 0;
  max-width: 40ch;
}

/* The asset is cropped to 3:2 and framed on the subject, so matching the box to
   3:2 means object-fit has almost nothing left to crop. object-position keeps
   her face safe if a viewport does force a trim. */
.wedge-photo {
  width: 100%;
  /* height:auto is required — the width/height attributes (kept for CLS) are
     presentational hints that would otherwise make height definite and cause
     aspect-ratio to be ignored entirely. */
  height: auto;
  aspect-ratio: 3 / 2;
  object-fit: cover;
  object-position: center 35%;
  border-radius: 10px;
  display: block;
}

/* ---------------------------------------
   Services
--------------------------------------- */
.services {
  padding-top: var(--pad-v);
  padding-bottom: var(--pad-v);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 24px;
}

.card-lg {
  border-radius: 10px;
  padding: clamp(28px, 3vw, 36px);
}

.card-lg h3 {
  font-size: 24px;
  font-weight: 400;
  margin: 0 0 20px;
  color: var(--navy);
}

.service-list {
  margin: 0;
  padding: 0 0 0 20px;
  color: #3C4658;
  font-size: 15px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

/* ---------------------------------------
   How it works
--------------------------------------- */
.how-it-works {
  background: var(--bg-section);
}

.how-it-works .wrap {
  padding-top: var(--pad-v);
  padding-bottom: var(--pad-v);
}

.how-it-works h2 {
  margin: 0 0 40px;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 32px;
}

.step-number {
  font-size: 40px;
  color: var(--blue);
  display: block;
}

.step h3 {
  font-size: 19px;
  font-weight: 600;
  margin: 14px 0 8px;
  color: var(--navy);
}

.step p {
  font-size: 15px;
  color: var(--text-muted);
  margin: 0;
}

/* ---------------------------------------
   Lead form
--------------------------------------- */
.contact {
  padding-top: var(--pad-v);
  padding-bottom: var(--pad-v);
}

/* Single centred column rather than intro-beside-form. The intro is a heading
   and one line, so a side-by-side split left a tall empty gap under it and
   pushed the form off to one side. Narrowing and centring focuses the form. */
.contact-card {
  background: var(--white);
  border: 1px solid var(--card-border);
  border-radius: 12px;
  padding: clamp(28px, 4vw, 48px);
  max-width: 680px;
  margin-inline: auto;
  display: grid;
  gap: 30px;
}

.contact-intro {
  text-align: center;
}

.contact-intro h2 {
  font-size: clamp(26px, 3vw, 34px);
  margin: 0 0 14px;
  color: var(--navy);
}

.contact-intro p {
  font-size: 15px;
  color: var(--text-muted);
  margin: 0;
}

.lead-form {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
}

.field-full {
  grid-column: span 2;
}

.field input,
.field select {
  padding: 12px 14px;
  border: 1px solid var(--input-border);
  border-radius: 6px;
  font-size: 15px;
  color: var(--text-body);
  font-family: var(--font-sans);
  background: var(--white);
}

.field input:focus,
.field select:focus {
  outline: 2px solid var(--blue);
  outline-offset: 1px;
}

.lead-form button[type="submit"] {
  margin-top: 6px;
  border-radius: 6px;
}

.lead-form button[type="submit"]:disabled {
  opacity: 0.6;
  cursor: not-allowed;
}

.form-status {
  margin: 0;
  font-size: 14px;
  min-height: 1.4em;
}

.form-status.is-success {
  color: #1E7A3C;
}

.form-status.is-error {
  color: #B3261E;
}

/* ---------------------------------------
   Lead magnet
--------------------------------------- */
.lead-magnet {
  background: var(--bg-section);
}

.lead-magnet-inner {
  padding-top: clamp(40px, 5vw, 64px);
  padding-bottom: clamp(40px, 5vw, 64px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.lead-magnet-copy {
  max-width: 60ch;
}

.lead-magnet-copy h3 {
  font-size: clamp(20px, 2.4vw, 26px);
  margin: 0 0 8px;
  color: var(--navy);
}

.lead-magnet-copy p {
  font-size: 15px;
  color: var(--text-muted);
  margin: 0;
}

.lead-magnet a.btn {
  white-space: nowrap;
}

/* ---------------------------------------
   Footer
--------------------------------------- */
.site-footer {
  background: var(--navy);
  color: var(--text-muted-on-navy);
}

.site-footer .wrap {
  padding-top: clamp(32px, 5vw, 48px);
  padding-bottom: clamp(32px, 5vw, 48px);
}

.footer-logo {
  height: 40px;
  width: auto;
  display: block;
  margin-bottom: 20px;
  filter: brightness(0) invert(1);
}

.legal {
  font-size: 13px;
  line-height: 1.7;
  margin: 0;
  max-width: 90ch;
}

/* ---------------------------------------
   Responsive: stack to one column
--------------------------------------- */
/* The form card is capped at 680px, so its paired fields hold two columns until
   the viewport itself gets narrow. */
@media (max-width: 560px) {
  .lead-form {
    grid-template-columns: 1fr;
  }

  .field-full {
    grid-column: span 1;
  }
}

/* Team and wedge hold two columns down to 720px. */
@media (max-width: 720px) {
  .team-inner,
  .wedge-grid {
    grid-template-columns: 1fr;
  }

  /* Stacked and full-width now, so cap the graphic instead of letting it run
     the whole measure — same treatment the photo it replaced used. */
  .team-graphic {
    max-width: 380px;
    margin-inline: auto;
  }

  .wedge-photo {
    aspect-ratio: 3 / 2;
  }
}

@media (max-width: 640px) {
  .brand-tagline {
    display: none;
  }

  .hero-ctas {
    flex-direction: column;
  }

  .hero-ctas .btn {
    width: 100%;
  }

  .lead-magnet-inner {
    justify-content: flex-start;
  }
}

/* ---------------------------------------
   Quote flow (quote.html)
--------------------------------------- */
.quote {
  padding-top: var(--pad-v);
  padding-bottom: var(--pad-v);
}

.quote-wrap {
  max-width: 720px;
}

.quote-intro {
  color: var(--text-muted);
  font-size: 16px;
  margin: 0 0 36px;
  max-width: 55ch;
}

.quote-step {
  margin-bottom: 8px;
}

.quote-state-field {
  max-width: 420px;
}

.quote-change-state {
  background: none;
  border: none;
  padding: 0;
  margin: 0 0 24px;
  color: var(--blue);
  font-family: var(--font-sans);
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
}

.quote-change-state:hover {
  color: var(--blue-hover);
}

.quote-options {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 20px;
  margin-bottom: 8px;
}

.quote-option h2 {
  font-size: 18px;
  font-weight: 600;
  margin: 0 0 10px;
  color: var(--navy);
}

.quote-option p {
  color: var(--text-muted);
  font-size: 15px;
  margin: 0 0 20px;
}

.quote-message {
  margin-bottom: 28px;
}

.quote-message p {
  color: var(--text-body);
  font-size: 16px;
  margin: 0;
  max-width: 65ch;
}

.quote-contact-heading {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(22px, 2.6vw, 28px);
  color: var(--navy);
  margin: 0 0 20px;
}

.quote-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: var(--text-muted-2);
}

.quote-consent input {
  margin-top: 3px;
}

/* ---------------------------------------
   /start — link-in-bio hub
   Its own page, and a deliberately narrow one: nearly all traffic arrives on a
   phone from an in-app browser, so the layout is a single centred column that
   never needs a breakpoint to become readable.
--------------------------------------- */
.start-page {
  background: var(--bg-section);
}

.start-wrap {
  /* Narrower than --max-width on purpose. On a desktop this reads as a phone-
     shaped card rather than four links stretched across 1180px. */
  max-width: 520px;
  padding-top: clamp(32px, 8vw, 56px);
  padding-bottom: clamp(40px, 9vw, 64px);
}

.start-head {
  text-align: center;
  margin-bottom: clamp(28px, 6vw, 36px);
}

.start-logo {
  height: 72px;
  width: auto;
  display: block;
  margin: 0 auto 18px;
}

.start-title {
  font-size: clamp(23px, 6vw, 29px);
  margin: 0 0 10px;
  color: var(--navy);
  text-wrap: balance;
}

.start-sub {
  color: var(--text-muted-2);
  font-size: 15px;
  margin: 0 auto;
  max-width: 40ch;
}

.start-links {
  display: grid;
  gap: 12px;
}

/* Each link is a block, not an inline button: the whole card is the tap target,
   which is what a thumb expects on a bio hub. Padding alone puts every one of
   them far past the 44px minimum, so no min-height is needed. */
.start-link {
  display: block;
  padding: 18px 20px;
  border-radius: 8px;
  text-decoration: none;
  border: 1.5px solid transparent;
}

.start-link-label {
  display: block;
  font-size: 17px;
  font-weight: 600;
  line-height: 1.3;
}

.start-link-note {
  display: block;
  font-size: 14px;
  line-height: 1.45;
  margin-top: 6px;
}

.start-link-primary {
  background: var(--blue);
}

.start-link-primary .start-link-label {
  color: var(--white);
}

.start-link-primary .start-link-note {
  color: var(--text-muted-on-navy-2);
}

.start-link-primary:hover {
  background: var(--blue-hover);
}

.start-link-gold {
  background: var(--gold);
}

/* Both label and subtext stay at full navy rather than a faded tint — on a gold
   field, dimming the subtext is what would drop it under AA. */
.start-link-gold .start-link-label {
  color: var(--navy);
}

.start-link-gold .start-link-note {
  color: var(--navy-secondary);
}

.start-link-gold:hover {
  background: #e6ac00;
}

.start-link-plain {
  background: var(--white);
  border-color: var(--card-border);
}

.start-link-plain .start-link-label {
  color: var(--navy);
}

.start-link-plain .start-link-note {
  color: var(--text-muted);
}

.start-link-plain:hover {
  border-color: var(--blue);
}

/* The disclosures link is housekeeping, not an offer — it sits in the stack for
   findability but shouldn't compete with the three real actions above it. */
.start-link-quiet {
  background: transparent;
}

.start-link-quiet .start-link-label {
  font-size: 15px;
  font-weight: 500;
}

/* The site's shared styles only carry a focus ring on .skip-link, so these
   links need their own — they're the entire page for a keyboard user. */
.start-link:focus-visible,
.start-urgent a:focus-visible {
  outline: 3px solid var(--blue);
  outline-offset: 3px;
}

.start-link-primary:focus-visible {
  outline-color: var(--navy);
}

.start-urgent {
  margin: 28px 0 0;
  font-size: 14px;
  line-height: 1.6;
  color: var(--text-muted);
  text-align: center;
}

.start-disclosures {
  /* Anchor target: keeps the heading clear of the viewport edge on arrival. */
  scroll-margin-top: 16px;
}

.start-disclosures .wrap {
  max-width: 620px;
}

.start-disclosures-heading {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: 20px;
  color: var(--white);
  margin: 0 0 14px;
}

/* ---------------------------------------
   SMS consent block
   Sits under any form that collects a phone number. The wording it wraps is not
   decorative copy: A2P 10DLC carrier review requires the brand name, message
   purpose, frequency, a rates disclosure, STOP and HELP instructions, and links
   to both legal pages to appear at the point of consent. Don't trim it, and
   don't move the Privacy/Terms links out of it.
   The checkbox is deliberately optional and never pre-checked — agreeing to
   texts can't be a condition of submitting the form. See DEPLOY.md.
--------------------------------------- */
.sms-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13px;
  line-height: 1.6;
  color: var(--text-muted-2);
  border-top: 1px solid var(--card-border);
  padding-top: 16px;
}

.sms-consent input {
  margin-top: 3px;
  flex: none;
}

.sms-consent strong {
  color: var(--text-body);
}

/* ---------------------------------------
   Footer contact block
   Business name, address, phone and support email, shown site-wide. Required
   for A2P registration review, which checks these against the Brand record.
--------------------------------------- */
.footer-contact {
  font-size: 14px;
  line-height: 1.7;
  margin-bottom: 18px;
}

.footer-biz {
  margin: 0 0 4px;
  font-weight: 600;
  color: var(--white);
}

.footer-contact address {
  font-style: normal;
  margin: 0;
}

.footer-contact a,
.footer-links a {
  color: var(--text-muted-on-navy-2);
}

/* The global a[href^="tel:"] rule strips link styling so iOS's auto-detected
   digit strings don't look clickable. The support number is a real, intentional
   link in both places it appears, so put the styling back for those two cases. */
.footer-contact a[href^="tel:"] {
  color: var(--text-muted-on-navy-2);
  text-decoration: underline;
}

.legal-page a[href^="tel:"] {
  color: var(--blue);
  text-decoration: underline;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  margin: 0 0 20px;
  font-size: 14px;
}

/* ---------------------------------------
   Legal pages (privacy.html, terms.html)
   Long-form prose, so the measure is capped well below the site's grid width.
--------------------------------------- */
.legal-page {
  padding-top: clamp(40px, 6vw, 72px);
  padding-bottom: clamp(56px, 7vw, 96px);
}

.legal-page .wrap {
  max-width: 760px;
}

.legal-page h1 {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(28px, 3.4vw, 40px);
  color: var(--navy);
  margin: 0 0 8px;
}

.legal-updated {
  color: var(--text-muted);
  font-size: 14px;
  margin: 0 0 40px;
}

.legal-page h2 {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin: 36px 0 10px;
}

.legal-page h3 {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin: 24px 0 8px;
}

.legal-page p,
.legal-page li {
  color: var(--text-muted-2);
  font-size: 15px;
  line-height: 1.75;
}

.legal-page ul {
  padding-left: 22px;
}

.legal-page li {
  margin-bottom: 8px;
}

/* The SMS section is the first thing a carrier reviewer looks for — framing it
   means they don't have to read the whole page to find it. */
.legal-callout {
  background: var(--white);
  border: 1px solid var(--card-border);
  border-left: 3px solid var(--blue);
  border-radius: 6px;
  padding: 20px 24px;
  margin: 20px 0;
}

.legal-callout > :first-child {
  margin-top: 0;
}

.legal-callout > :last-child {
  margin-bottom: 0;
}

/* The always-visible SMS notice on quote.html. Quieter than the intro copy —
   it's a disclosure, not a pitch — but it must stay visible on load: the real
   consent checkbox is inside the contact form, which is hidden until a state
   is chosen, and a carrier reviewer landing cold has to be able to see the
   opt-in terms without interacting with anything. */
.quote-sms-note {
  margin: 0 0 28px;
  padding: 14px 16px;
  border-left: 3px solid var(--card-border);
  background: var(--white);
  border-radius: 0 6px 6px 0;
  font-size: 13px;
  line-height: 1.6;
  color: var(--text-muted);
  max-width: 68ch;
}