Business Insurance for the Trades
For the people who do the work.
We listen first. Quote last. HPi Solutions helps plumbers, electricians, HVAC techs, and general contractors get the coverage their jobs, leases, and contracts call for — handled by the producer licensed for your state.
Licensed P&C Producer
Katrina Leonard
Katrina brings a client-first approach built on needs-based solutions and real education, not just policies. Since entering the insurance industry in 2022, she's worked across medical, life, and supplemental coverage before expanding into property and casualty, travel, and commercial insurance in 2025 — giving her a broad view of how coverage actually fits real people and real businesses, across both field and office-based sales environments. Her focus is making sure you understand your options well enough to choose what genuinely fits, not just what's easiest to sell.
NPN #20030022. Licensed in Missouri and Kansas.
Common reasons business owners reach out
You formed an LLC — now what?
You registered your business but aren't sure what insurance coverage you actually need.
Someone asked for proof of insurance
A landlord, general contractor, or vendor needs a certificate of insurance before you can move forward.
You're hiring your first employee
New payroll can bring a workers' compensation requirement you haven't dealt with before.
You're bidding bigger jobs
Bigger contracts often ask for higher limits or additional-insured wording your policy doesn't have yet.
Not sure your current coverage fits
Your policy was set up early on and may not match what your business looks like today.
Tired of being sold before you're heard
You want a producer who learns how your business actually runs before talking price.
If any of this sounds familiar, it's time for a straight answer from the producer licensed for your state.
Highest-Urgency Need
Need a certificate of insurance for a job or lease?
If a general contractor, landlord, or vendor won't let you start work without proof of coverage, that's exactly where we start.
Contractors
Bidding a job that requires proof of general liability before you can sign.
Restaurants & F&B
A landlord or vendor requires a certificate before you can open or renew a lease.
Takes 10 seconds — we'll match you with the right next step for your state.
Business insurance, built for the trades
Coverage for plumbing, electrical, HVAC, and general contracting — matched to the producer licensed for your state.
Business Insurance
Coverage matched to how your business actually runs
- General liability
- Professional liability / E&O
- Workers' compensation
- Business owner's policy (BOP)
- Commercial auto
- Cyber liability
- Umbrella insurance
- Industry-specific coverage review
For the Trades
Built around the work you actually do
- Plumbing
- Electrical
- HVAC
- General contracting
- Certificates of insurance for jobs and leases
- Subcontractor and additional-insured requirements
Run a trade business? Start with your trade.
What each policy actually covers and the situation it exists for — no jargon, with no quote attached.
How it works
Business Readiness Review
A short conversation about your business — structure, contracts, employees, revenue, and current coverage.
Gap & Readiness Map
You get a clear picture of what's missing or exposed in your coverage, contracts, and certificates.
Implement the Right Protection
We put the right coverage in place — nothing more than your business needs.
Book a Business Readiness Review
Prefer we contact you? Tell us a little about your business and we’ll reach out.
Free Download
New Business Risk & Tax Readiness Checklist
Not ready to talk yet? Start with the checklist new business owners use to see where they stand.